Best Shopify Payment Gateway in Pakistan: A Complete Guide (2025)
Setting up an online store on Shopify in Pakistan comes with its challenges. The most difficult task is choosing the right online payment gateway. Pakistani businesses face the challenge of not being able to access the most popular and trusted online payment gateways; however, local alternative options have emerged to help merchants process transactions smoothly.
In this guide, we will explore how to choose the best Shopify payment gateway in Pakistan, its key features, and how you can integrate it into your store.
Key Features to Look for in a Payment Gateway
Before you move on with an online payment gateway, watch out for the following factors:
1. Shopify Compatibility
It is important to note that not all payment processors work with Shopify. Hence, ensure that the payment gateway you choose is officially supported. Not to mention, it must have an integration method (such as API or third-party apps)
2. Local and International Payments
If you are targetting a local audience, then your Shopify payment gateway in Pakistan must support via debit/credit cards, bank transfers, and mobile wallets. However, choose a digital payment platform that supports global cards if you plan to sell internationally.
3. Transaction Fees
Note that different online payment gateways have different pricing models. The Shopify payment gateways in Pakistan typically charge a percentage of each transaction. Hence, we suggest looking for competitive rates that ensure quality service and security.
4. Currency Support
Since you are operating from Pakistan, it is essential to have PKR as a supported currency. Some Shopify payment gateways in Pakistan do not support PKR and convert payments into USD, which leads to additional conversion fees.
5. Security and Compliance
The most important thing to consider when choosing a digital payment platform is that a secure gateway is PCI DSS compliant. It must also have fraud protection measures and offer secure encryption for customer transactions.
Payment Methods That Work with Shopify in Pakistan
Several methods are available in Pakistan to accept payments on Shopify.
1. Local Payment Gateways:
It is not as difficult as it seems; fintech companies provide local payment processing that integrates with Shopify. These services support:
- Credit and Debit card payments (Visa, Mastercard, UnionPay)
- Mobile Wallet Transactions
- Direct Bank Transfers
However, to set up a local payment gateway:
- Register for a merchant account with the provider
- Obtain API keys for integration
- Connect the gateway through Shopify’s payment settings.
2. International Payment Solutions
What about International Payment Solutions?
For businesses that target customers outside Pakistan, there are global payment solutions that allow transactions from:
- Credit and Debit Cards
- Digital Wallets
However, some of the services are not directly available, but you can set up an account through third-party integration.
3. Mobile Wallet Payments
A growing number of consumers in Pakistan prefer mobile wallet payments. However, if your store primarily serves the local market, consider a mobile wallet-based payment system that allows the following:
- Instant payments from wallet accounts
- Secure transactions with OTP verification
- Lower transaction fees
If you are wondering whether you can enable it via Shopify apps, yes, you can via Shopify apps or direct API integration.
4. Bank Transfer & Cash on Delivery (COD) Options
Pakistani consumers in general prefer direct bank transfers or Cash on delivery options; you as a business can offer
- Bank deposits payments
- Cash on delivery
The COD option comes with higher return rates and cash handling risk. However, using a bank transfer gateway can reduce the hassle while ensuring faster transactions.
How to Integrate a Payment Gateway with Shopify
Setting up a payment gateway on Shopify requires a few simple steps:
Step 1: Choose a Compatible Provider
Select a gateway that supports Shopify and fits your business needs.
Step 2: Register a Merchant Account
Sign up and complete the verification process to receive merchant credentials (API keys, secret keys, or merchant IDs).
Step 3: Configure Shopify Payment Settings
- Log in to Shopify Admin.
- Go to Settings > Payments.
- Click “Choose Payment Provider” and select the gateway.
- Enter the required API keys and credentials.
- Save and activate the gateway.
Final Thoughts:
By selecting a reliable, cost-effective, and secure Shopify payment gateway in Pakistan, you can ensure smooth transactions and a smooth checkout experience for your customers.
Are you looking to set up a Shopify payment gateway in Pakistan? Get expert assistance at SwichNow.io to optimize your store’s payment processing!